Q&A

Q&A for Italian Property Advisory

Buying property in Italy can be complex due to legal requirements, bureaucracy, and language barriers. A property advisor ensures you navigate the process smoothly, avoid costly mistakes, and secure the best deal while protecting your interests.

Yes, foreigners can buy property in Italy. However, the process varies based on nationality and residency status. Some non-EU citizens may need to meet specific conditions, but our team can guide you through the legal requirements.

In addition to the purchase price, buyers should budget for:

  • Agent fees (if applicable)
  • Notary fees (typically 1-2% of the property price)
  • Legal fees
  • Registration and cadastral taxes (varies based on residency status)
  • Translator fees (if documents are in Italian)
  • Ongoing property taxes and maintenance costs

Some key challenges include:

  • Navigating Italian bureaucracy
  • Understanding legal and tax obligations
  • Avoiding overpriced properties
  • Ensuring the property has no hidden legal or structural issues
  • Managing the process from abroad A property advisor mitigates these risks and simplifies the process.

The timeline varies but generally takes 2-6 months. Factors affecting the timeline include property searches, negotiations, legal checks, and the notarial process.

Yes, but it depends on your financial situation and residency status. Italian banks offer mortgages to non-residents, typically financing up to 60-70% of the property value. A good credit history and financial stability are essential.

In most areas, foreigners can purchase property freely. However, there may be restrictions on buying in rural or historic zones. Some properties may also require special approvals.

It depends on your goals:

  • Tuscany & Umbria: Ideal for countryside villas and wine estates
  • Northern Lakes: Luxury properties with stunning lake views
  • Amalfi Coast & Sicily: Coastal homes and holiday investments
  • Milan & Rome: Urban investments and rental opportunities

Puglia & Calabria: Affordable options with great potential We help clients choose locations based on their budget, lifestyle, and investment goals.

  • Legal status (title deeds, planning permissions)
  • Outstanding debts or mortgages on the property
  • Structural integrity (get a surveyor’s report)
  • Utility connections and property condition
  • Tax implications and costs of ownership
  • Start by scheduling a consultation with us. We will discuss your preferences, budget, and goals. From there, we handle property searches, negotiations, legal checks, and all necessary steps to make your Italian property dream a reality.
CONTACT US

matteo@italianpropertyadvisory.com

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